Before deciding on when to retire, you need to determine your financial readiness. Whilst there are calculators available online, our Budgeting and Cash-flow Analysis ensures that all possible factors are considered and provide you with a realistic road map to your retirement.

PWM’s Retirement Planning Process understands all factors that must be taken into account when determining the optimal combination of Lump-sum and Annuity. We aim to ensure that you receive a stream of income, whilst also exploring the option of investing your retirement funds in other assets.

Many retirees are concerned about whether they will outlive their retirement nest-egg. Our Retirement Planning Tools graphically illustrate the longevity of your Retirement Capital and propose a variety of options to ensure greater capital protection.

Your retirement capital is the product of a lifetime of hard work – and we acknowledge this. We are an authorised Financial Services provider and our Transparent Investment Solutions are underpinned by offerings from legitimate, well-known industry leaders.

Naturally, with age comes the higher potential of serious medical events. Our Comprehensive Risk Cover offering ensures that you and your family are adequately looked after in the event of illness, injury, disability or death – without impacting your Retirement Capital.